One of the best benefits earned through service.
Zero-down, no-PMI financing for veterans and active service members.
VA.
VA loans are guaranteed by the Department of Veterans Affairs. No down payment, no mortgage insurance, competitive rates. For veterans with service-connected disability, the funding fee can be waived entirely. For most qualified veterans, a VA loan is the lowest total-cost option on the table.
- ✓Veterans and active-duty service members
- ✓Surviving spouses of eligible service members
- ✓Borrowers who want to preserve savings and skip PMI
- ✓Existing VA borrowers refinancing via IRRRL
Questions we get about va.
Do I have to be active duty to qualify for a VA loan?
No. Eligibility covers veterans, active duty, reservists, National Guard, and surviving spouses of service members who died in the line of duty or from a service-connected disability.
Is there a limit on how many VA loans I can use?
No hard cap, but you have a finite amount of VA entitlement. We'll calculate your remaining entitlement and structure accordingly.
What is an IRRRL?
The Interest Rate Reduction Refinance Loan, a streamlined refi for existing VA borrowers. Minimal paperwork, usually no appraisal, reduced funding fee.