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Terms of use.

Terms governing your use of this website and our mortgage services. Last updated April 23, 2026.

Acceptance of terms

By accessing or using the Vista Lending website (vistaaustin.com), you agree to these Terms of Use. If you do not agree, please do not use this site.

Not a commitment to lend

Information on this website, including rates, loan programs, and illustrations - is provided for general informational purposes and is not a commitment to lend. All loan programs, rates, terms, and conditions are subject to change without notice. All loans are subject to credit approval, underwriting standards, and property appraisal. Actual rates, terms, and eligibility depend on an individual borrower's circumstances.

Licensing

Vista Lending is a division of Network Funding, LP, NMLS #2297. NMLS Consumer Access.

  • Texas: Licensed by the Texas Department of Savings and Mortgage Lending
  • Colorado: Colorado MLO License #100539337
  • Georgia: Georgia Residential Mortgage Licensee
  • Tennessee: Tennessee Mortgage License
  • Washington: Washington Consumer Loan License
  • Arizona: Arizona Mortgage Banker License
  • Florida: Florida Mortgage Lender License

Loan officer licenses

Russ Laing, NMLS #393558. Sonya Valia, NMLS #394619. Individual loan officer licenses can be verified at NMLS Consumer Access.

Equal Housing Lender

Vista Lending and Network Funding, LP are Equal Housing Lenders. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, handicap, age, marital status, or receipt of public assistance income, in any aspect of a credit transaction.

Website content

The content on this website is owned by Vista Lending and Network Funding, LP. You may view and use the site for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works without written permission.

Third-party links

This site may contain links to third-party websites (including loan application portals, review platforms, and informational resources). We do not control and are not responsible for the content or practices of third-party sites.

No warranty

This website is provided on an "as is" basis. We make no warranties, express or implied, regarding its availability, accuracy, or fitness for a particular purpose. Rate and program information is believed accurate at time of publication but may have changed.

Limitation of liability

Vista Lending and Network Funding, LP are not liable for any indirect, incidental, or consequential damages arising from the use of this website.

Governing law

These Terms are governed by the laws of the State of Texas. Any dispute arising from your use of this website shall be resolved in a court of competent jurisdiction in Travis County, Texas.

Contact

Questions about these Terms? Call (512) 358-6262 or email info@vistaaustin.com.