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✨ Other Features

HELOCs, bridge loans, fix & flip, and a few other tricks.

Lock & shop, HELOC, bridge financing, fix & flip, 40-year interest-only, and more.

What it is

Other Features.

Beyond the core loan programs, we have a kit of additional tools for the less-common scenarios. Locking a rate before you've found the house. Bridging between a sale and a purchase. Funding a flip. Or just finding a 40-year interest-only to keep payments manageable. If your scenario calls for it, odds are we have the product.

Who it's for
  • Move-up buyers who need bridge financing
  • Investors running fix-and-flip deals
  • Homeowners tapping equity via a HELOC
  • Eligible Texas veterans using VLB programs
Worth knowing
Bridge loans and HELOCs are short-term tools with different rate structures. We'll model total cost vs. alternatives before recommending.
Fix & flip underwriting is asset/ARV-based, not borrower-income-based. Fast, but differently structured.
FAQ

Questions we get about other features.

What is a Lock & Shop?

A rate lock issued before you've found a specific property, useful when rates are moving and you don't want exposure during your home search. We'll set the terms up front.

How does bridge financing work?

A short-term loan that uses the equity in your current home to fund the down payment on the next one, so you can buy before you sell. Typically repaid when the old home closes.

What is the Texas VLB?

The Texas Veterans Land Board, a state-level program offering below-market-rate loans (and land) to eligible Texas veterans. It layers with Conv, FHA, and VA loans.

Start a other features pre-approval.
Apply with either LO, both handle it.